Services

Payment strategy across every stage of your business

CambridgeCommerce provides expert consulting, merchant placement, and ongoing advocacy across the full range of payment challenges that growth-stage merchants face. Here's where we work.

🏦
Core Service

Merchant Accounts

CambridgeCommerce places you with the right processor for your specific business type, risk profile, and growth goals; then stays actively involved to protect and optimize the relationship.

  • Processor matching and placement
  • Standard, high-risk, and high-volume accounts
  • Ongoing account monitoring and advocacy
  • Reserve structure negotiation
Learn more →
🛡
Core Service

Chargeback Reduction

Dispute strategy, ratio monitoring, Compelling Evidence 3.0 implementation, and prevention at the source. We catch chargeback trends before they reach monitoring program thresholds.

  • Ratio monitoring and early alerts
  • CE 3.0 implementation for qualifying merchants
  • Dispute response strategy by category
  • Monitoring program remediation plans
Learn more →
🔍
Core Service

Fraud Prevention

Velocity controls, device fingerprinting, AVS/CVV rules tuning, and third-party fraud tool integration. Fraud prevention calibrated to your volume and transaction patterns.

  • Gateway rules configuration and tuning
  • Third-party fraud tool selection (Kount, Signifyd, Sift)
  • False-positive rate analysis
  • Card testing attack response
Learn more →
📊
Core Service

Payment Optimization

Statement audits, interchange optimization, pricing structure review, and processing cost reduction. We look at what you're actually paying and find what can be improved.

  • Processing statement audit
  • Interchange-plus vs. flat-rate analysis
  • Level 2/3 data optimization
  • Authorization rate improvement
Learn more →
Emergency Support

Processing Challenges

Fund holds, account terminations, MATCH listings, monitoring program violations, reserve disputes. When your account is at risk, time matters. We know the right escalation paths.

  • Fund hold escalation and release
  • Termination response and reversal attempts
  • MATCH listing review and contestation
  • Emergency processor placement
Learn more →
🔗
Consulting

Payment Gateway Consulting

Gateway selection, configuration, and integration guidance. Authorize.net setup and optimization. Making sure your gateway is configured correctly for your transaction volume and fraud rules.

  • Gateway selection and comparison
  • Authorize.net configuration and optimization
  • Fraud filter setup and tuning
  • Integration support and technical guidance
Learn more →
🔄
Specialty

Recurring Billing

Subscription billing setup, account updater services, retry logic, and dunning management. The billing infrastructure that keeps subscription revenue flowing and reduces involuntary churn.

  • Subscription billing account setup
  • Account updater service integration
  • Failed payment retry sequencing
  • Chargeback prevention for subscription billing
Learn more →
💳
Specialty

eCheck / ACH

ACH processing, check verification, and alternative payment options. For merchants where reducing card processing costs or offering bank payment alternatives serves their customer base.

  • ACH merchant account setup
  • Check verification and guarantee services
  • Card-to-ACH migration strategies
  • Blended payment acceptance
Learn more →

Not sure where to start?

Most merchants start with a free strategy conversation.

We'll look at your current processing situation, identify what's working, what isn't, and what the right next step is. No pitch, no pressure. Just clarity.

Book a strategy call Apply for a merchant account